Peluang melabur kepada Bumiputera

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AHB Financing-i

The new Islamic financing facility for the purchase of Amanah Hartanah Bumiputera unit trust fund

AHB Financing-i provides financing for the purchase of Amanah Hartanah Bumiputera (AHB) unit trusts based on the Shariah principles of Bai' ‘Inah (sale with immediate repurchase).

Eligibility

• Individuals age 18 years up to 59 years old
• Malaysian Residents
• Bumiputera

Financing Amount

• Min financing amount : RM10,000
• Max financing amount : RM200,000

Margin of Financing

Up to 105%
Note:

• 100% of nominal value of unit trust
• 5% on GRTT (premium capitalization)

Financing Tenure

• Payment period of up to 25 years or up to the age of 60

Profit Rate

Effective Rate:

• BFR - 1.65% (throughout financing tenure)

Selling Price Rate/Ceiling Rate fixed at

• BLR + 4.0% or 10%, whichever is higher

Payment Frequency

• Monthly

Payment Option

• Single installment only

Mode of Installment Payment

• Standing Instruction (SI)

AHB Income Distribution

• Income distribution (if any) will be made on a semi annual basis.
• AHB financial year ends September 30

Documents Required

• Application form
• Certified True Copy of Identity Card (both sides)
• Photocopy of latest 3 months' pay slip (only for financing above RM50,000)

cek kat website maybank....